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Banking Bytes

Banking Bytes

Technology7 episodes
Here to redefine how you see technology in banking! With industry pros Matt Williamson and Fred Fuller, we're bringing you sharp perspectives from both sides of the Atlantic. Whether you're driving innovation in the US or pushing boundaries in Europe, this podcast delivers the trends and bold ideas shaping the market. Our guest lineup will feature banking leaders and innovators ready to share their secrets, insights, highs and lows. Ready to level up your banking game? Let's go!
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Breaking the Walled Garden: The Next Wave of Disruption in Digital Banking

Breaking the Walled Garden: The Next Wave of Disruption in Digital Banking

39 min 59 sec
<p></p> <p><span>In this episode of Banking Bytes, host Matt Williamson is joined by Cornell Dixon, Head of Growth at&nbsp;</span><span>Plumery</span><span>, to unpack what disruption in digital banking really means today.&nbsp;</span></p> <p><span>From cloud-native design and interoperable ecosystems to AI and cultural transformation, Cornell shares how&nbsp;</span><span>fintechs</span> <span>and banks alike are redefining the customer journey. He explains why pivots are essential, where digital banking is seeing the fastest change and how leaders can embrace innovation&nbsp;with confidence.&nbsp;</span></p> <p><span>Tune in to learn:&nbsp;</span></p> <ul> <li><span>Why disruption is about more than just AI&nbsp;</span></li> <li><span>How open ecosystems are breaking apart the "walled garden" approach in finance&nbsp;</span></li> <li><span>Where cloud-native platforms are accelerating speed and scale&nbsp;</span></li> <li><span>Why cultural transformation is often harder than technical change&nbsp;</span></li> <li><span>How&nbsp;</span><span>fintechs</span><span>&nbsp;and traditional banks differ in defining success&nbsp;</span></li> </ul> <p>&nbsp;</p>
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Matt and Fred get their teeth into Banking Bytes

Matt and Fred get their teeth into Banking Bytes

25 min 14 sec
Welcome to the premiere of <strong>Banking Bytes</strong>, Endava's brand-new podcast series where Fred Fuller and Matthew Williamson dive deep into the world of banking innovation and core modernisation. &nbsp; In this inaugural episode, we tackle some of the most pressing themes shaping the banking industry today: <ul> <li><strong>Core modernisation</strong>&nbsp;Why customer-centricity&nbsp;<u>is</u> at the heart of every successful transformation. (I think you should take out simplicity as core mod is really complex)</li> <li><strong>Global perspectives</strong>: How advancements in regions like Singapore influence banking trends across the globe.</li> <li><strong>Disruptive technologies</strong>: From generative AI to ISO 20022, explore how emerging tech is reshaping the financial landscape.</li> <li><strong>Key challenges</strong>: Addressing regulatory risks, sustainability (ES<u>G) a</u>nd digital transformation hurdles in banking.</li> </ul> <p>Fred and Matt bring real-world insights, candid discussio<u>ns an</u>d actionable strategies to help banks stay ahead in a competitive market. Plus, hear their take on why having a global view is vital for industry success. Be sure to engage with our hosts in comments, let's get talking about what matters most!</p>
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Power in Partnership: Building Boldly in Fintech with Denise Johansson

Power in Partnership: Building Boldly in Fintech with Denise Johansson

37 min 19 sec
<p>In this episode of Banking Bytes, hosts Matt Williamson and Fred Fuller are joined by Denise Johansson, co-founder and co-CEO of Enfuce, for a candid conversation on building bold in fintech, navigating challenges as female founders, and how trust-based partnerships can shape the future of payments.&nbsp;</p> <p>From launching the first cloud-based payment processing platform in Europe to scaling a fintech across multiple markets, Denise shares her journey of resilience, innovation and leadership, offering insights that go far beyond business.&nbsp;</p> <p>Key highlights:&nbsp;</p> <ul> <li>Why meaningful partnerships are built on shared values, not just business cases&nbsp;</li> <li>The realities of co-CEO leadership – and how to make it work&nbsp;</li> <li>Building a fintech without a tech background – and thriving anyway&nbsp;</li> <li>What inspired Enfuce to hire a Chief Inspiration Officer&nbsp;</li> <li>How to stay grounded when scaling fast – the personal side of growth&nbsp;</li> </ul> <p>Matt, Fred and Denise dive into what it takes to lead with purpose and build something that lasts on your own terms.&nbsp;</p>
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Simplify to Succeed: Cracking the Code of Customer Centricity

Simplify to Succeed: Cracking the Code of Customer Centricity

40 min 28 sec
<p>In this episode of Banking Bytes, hosts Fred Fuller and Matt Williamson are joined by special guest Piet Mallekoote, former CEO of the Dutch Payments Association, to explore the power of customer-centricity in payments innovation.</p> <p>Discover how simple ideas—like making payments as fast as emails—have led to groundbreaking innovations such as instant payments and <strong>how really tuning into what the customer needs can spark industry transformation.</strong></p> <p>Key highlights from the episode:</p> <ul> <li>Why customer feedback is the foundation of meaningful innovation.</li> <li>The impact of instant payments on seamless transactions in the Netherlands and beyond.</li> <li>How <strong>CBDC and in particular the di</strong>gital euro could revolutionise financial inclusion while addressing privacy concerns.</li> <li>The evolving role of AI in enhancing payment journeys and personalising customer experiences.</li> </ul> <p>Fred, Matt and Piet share real-world examples and practical insights into how businesses can simplify processes and embrace cooperation to stay ahead in the rapidly evolving financial ecosystem.</p> <p>Listen now to learn how cus<strong>tomer-centricity is key to unlocking payments innovation.</strong></p>
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Breaking the Bank: How Innovation is Reshaping Payments & Technology

Breaking the Bank: How Innovation is Reshaping Payments & Technology

52 min 42 sec
In this episode of&nbsp; <em>Banking Bytes</em>, hosts&nbsp; <strong>Fred Fuller</strong>&nbsp;and&nbsp; <strong>Matt Williamson</strong>&nbsp;sit down with&nbsp; <strong>Steve Mallet</strong>, former&nbsp;CIO at HSBC, to discuss how&nbsp;banking technology is evolving—and why the simplest innovations often have the biggest impact. &nbsp; From the rise of&nbsp;instant payments&nbsp;to the role of&nbsp;AI in financial services, this episode explores how banks and fintechs are navigating the challenges of modernisation while maintaining security, resilience, and customer trust. &nbsp; <strong>Key highlights:</strong> <ul> <li> &nbsp;<strong>What innovation in banking really means</strong>—and why it's not just about cutting-edge tech.</li> <li> &nbsp;<strong>The rise of instant payments</strong>&nbsp;and the move towards real-time transactions.</li> <li> &nbsp;<strong>AI in banking: Overhyped buzzword or a real game-changer?</strong></li> <li> &nbsp;<strong>Escaping legacy systems</strong>—why modernisation is crucial for the future of financial services.</li> <li> &nbsp;<strong>The global shift towards faster, smarter cross-border payments.</strong></li> </ul> <p>Steve, Fred, and Matt share real-world insights on&nbsp;the future of payments, the challenges of technology adoption, and how banks can strike the balance between innovation and stability<strong>.</strong></p> &nbsp; <em>Listen now to discover how the banking industry is evolving in real-time!</em>
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