The increase of smartphone ownership and the relationship we all have with our devices has been so transformative that it has touched almost every industry and created entirely new ones. Jourik Migom explores how the smartphone enabled significant change in the payments industry and what made it so influential.
We sat down with Endava consultant Nick Telford-Reed, and asked him what he thinks of the Money 20/20 agenda, what he has learned over his career and what advice he would have had for his younger self.
Nick explains how you can better understand and implement certain Secure Customer Authentication practises, while also giving an insight on what could be on the horizon in the future of open banking, and how close soft POS is to coming of age.
Nick Telford-Reed recounts a personal and universal history of payments, from the importance of social reputation to sophisticated security solutions purely mediated by technology, and he shares his idea of how fintech innovations could and should support people in their payment interactions in the future.